Early Warning of Credit Risks in Business Operations of Banks after Covid-19

Abstract

During the world and global economic crisis due to the effects of the Covid -19 pandemic, the world is suffering heavy economic and financial losses globally, especially in countries. also affected like Vietnam. In particular, we can mention the great influence that banking and finance operations, the more difficult it is for businesses to do business, the world has many countries with isolated communes. festival. Consequently, banks have a large amount of bad debts, meaning that the ability of customers to repay debts to banks is difficult. This has affected the large credit risk for banks. In order to partially limit and mitigate those risks, the article focuses on proposing new solutions to early warning of credit risks for commercial banks in Vietnam.