Birhan Moges Adugna, Dr. Bhupendra Kumar, Dr. Umamaheswari K. 2020. “Effects of Intellectual Capital Efficiency on the Financial Performance of Share Companies; With the Special Reference of Ethiopian Banks and Insurance Companies”. Annals of the Romanian Society for Cell Biology, December, 1704-16. http://annalsofrscb.ro/index.php/journal/article/view/10635.